Now you can open your first BDO account with just your phone and driver’s license

Ready to hit the road on your financial journey? All you need is your driver’s license to open a BDO Basic Account and get your finances moving in the right direction.

You’ve gotten comfortable booking rides, paying for coffee and ordering meals with a few taps. Did you know that opening a bank account is now just as easy?

With your driver’s license, you’re not just ready to hit the road—you’re also ready to open a BDO Basic Account in minutes. Using the BDO Pay app, you can open your first account with BDO right from your smartphone with no required initial deposit, no maintaining balance, and no lengthy forms.

BDO Pay processes Basic Account applications digitally from start to finish. With just one valid ID and a few basic details, you can open your account in minutes and start banking right away. No driver’s license? No problem, as you can also use your passport.

Banking that adapts to everyday life

For young professionals balancing work and daily errands, banking is now faster and more seamless. BDO Pay lets you set up your Basic Account with these easy and simple steps:
1. Download the BDO Pay app and tap “Open a Basic Account.”
2. Have your driver’s license ready for identity verification.
3. Scan your ID and take a selfie.
4. Enter your details and submit your application. Once approved, your account is ready to use.

When your Basic Account is linked to BDO Pay, you can easily manage everyday expenses in one app. Scan any QRPh code to pay directly from your BDO account or Debit card, Send Money to other e-wallets or banks for free, and Pay Bills to over 2,200 billers with no fees. You can also Request Money, Split Bills with friends, and enjoy exclusive BDO deals and rewards in the app.

You can also request a physical card for free withdrawals at BDO ATMs.

Fast access you can trust and be rewarded for

For a generation that values time as much as money, BDO’s Basic Account can be your starter account for cashless payments. Enjoy secure and easy access to your funds through over 5,000 BDO ATMs and Cash Deposit Machines nationwide, with reliable banking support whenever you need it.

With BDO Pay, everyday payments are made even more rewarding. From October 1, 2026 to January 31, 2027, existing users can earn ₱100 cash credits for every successful referral. Your friend also gets ₱50 cash in credits when they sign up using your referral code. Simply open the BDO Pay app, tap More, select Refer a Friend, and share your referral code. Users can receive up to ₱1,000 in cash incentives during the promo period.

Let banking keep pace with your lifestyle. Download the BDO Pay app and open your Basic Account today.

About BDO BDO Unibank, Inc. (BDO) is a full-service universal bank which provides a wide range of corporate and retail banking services such as loan and deposit products, treasury, trust banking, investment banking, private banking, rural banking and microfinance, cash management, leasing and finance, remittance, life insurance, property & casualty insurance brokerage, cash cards, credit cards, and online and traditional stock brokerage services. The Bank also offers digital banking solutions to make banking easier, faster, and more secure for its clients. BDO has the country’s largest distribution network, with almost 2,000 consolidated operating branches and more than 7,700 teller machines nationwide. It also has 15 international offices (including full-service branches in Hong Kong and Singapore) in Asia, Europe, North America and the Middle East. BDO ranked as the largest bank in terms of total assets, loans, deposits and trust funds under management based on published statements of condition as of March 31, 2026. For concerns, please visit any BDO branch near you or reach us through any of the channels listed in the Consumer Assistance page of our website: https://www.bdo.com.ph/consumer-assistance. For more information, please visit
www.bdo.com.ph.

BDO is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph). Deposits are insured by PDIC up to P1 Million per depositor. The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc. All Rights Reserved.